Senior Credit Analyst

Lisboa (Portugal)
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Senior Credit Analyst

Administración y Finanzas

Lisboa (Portugal)

Ref: IH4357 May 5, 2021 FINANZAS Y SEGUROS

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FUNCIONES

Important financial services company is looking for a Senior Credit Analyst. The main roles and responsibilities are: • Takes independently decisions on credit applications according to established underwriting standards • Prepares credit and risk sections of end-user applications and vendor applications / vendor reviews and advise credit committees on decision-making and using Central Rating Engine to calculate Risk Rating • Assigns correct Probability of Default (PD) to applications using appropriate rating tool and entering correct data in compliance with Corporate PD-policy. • Checks credit and vendor lines and follow up validity of credit limits • Transfers knowledge to local Sales by participating in departmental meetings, advising on structuring applications etc • Co-ordinates and monitors the credit process especially towards (local) sales departments. Requirements • Relevant education, as minimum a bachelor degree • More than 6 years of experience in the field of credit or risk analysis with own credit authorities • Excellent skills in financial analysis, especially cash flow analysis • Experience of work with rating systems and rating agencies data • Excellent knowledge of customer and service oriented working • Fluent in English. Experience of reporting in English

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