Credit Analyst

Lisboa (Portugal)
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Credit Analyst

Finance and Administration

Lisboa (Portugal)




Important company in the financial sector requests a credit analysts for Portugal. The main roles and responsibilities are: • Takes decisions on credit applications according to established underwriting standards • Prepares credit and risk sections of end-user applications and vendor applications / vendor reviews and advise credit committees on decision-making and using Central Rating Engine to calculate Risk Rating • Assigns correct Probability of Default (PD) to applications using appropriate rating tool and entering correct data in compliance with Corporate PD-policy. • Checks credit and vendor lines and follow up validity of credit limits • Transfers knowledge to local Sales by participating in departmental meetings, advising on structuring applications etc. Requirements: • Relevant education to a minimum of a bachelor degree • 3 to 6 years of experience in the field of credit/ risk with own credit authorities • Excellent skills in financial analysis, especially cash flow analysis • Excellent knowledge of customer and service oriented working • Fluent speaking and writing in English

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